Below is a list of personal loan companies in Kuala Lumpur (KL).
We will list some companies that have been reviewed by their former users.
We hope this will be a useful reference for those of you who want to borrow money from this company.
PERSONAL LOAN COMPANIES IN KUALA LUMPUR- CTOS Data Systems Sdn Bhd
Credit reporting agency
PERSONAL LOAN COMPANIES IN KUALA LUMPUR REVIEWS
Kamal Mohd Ni
Bad service. Designate someone more competent to receive assistance, and problems to solve take too long. Check if your OTP service is working or not. Please take it seriously, or you will report it to the respective bodies, be it BNM, SKMM, or other relevant bodies.
CTOS, one star, is highly rated for poor customer service and product features. He must hire more competent people to execute the plan, especially his compliance team, and live with an old-school mindset.
The basic rule is that you cannot convert all manual procedures to FINTECH, and that approach will not give the desired results, and you are a classic example of that.
I have been your loyal customer for several years.
But this time very bad experience with CTOS.
If you have a problem with the app, please report it by email.
They answer without a relevant answer. Call customer service and ask me to send you an email. Email over and over again.
No one is responsible for my case, no status, no refund, and no deadline to resolve my issue.
Just a report—what’s so hard? I’ve been waiting for 2 weeks, and it’s still not finished with just a little problem.
It was very bad customer service.
Michael T. VT
Total disappointment!!! After registering and waiting for days, there was no response on activation, even though you did demand a reply within 30 minutes! This is just ridiculous, and I have been waiting for days. Then I followed up with an email about activation, but the same thing happened; after a few days, no response either.
We have been loyal customers since May 2019. Also, we are always satisfied with your service and value our long-term relationship.
However, we have been informed that Bank Negara Malaysia (BNM) has suspended its service for CCRIS reporting from 1st October 2021, and we are still unable to do so as of now.
First, we have asked to get the promotion because we have not used any of their services but have paid the subscription fee. Unfortunately, their customer service told us that CTOS has other services that we don’t need. We are a real estate agency that only relies on CCRIS reports but we have not been able to use them since October 1, 2021.
I am a little disappointed that we had to make the payment even though the CCRIS reporting service was still suspended. I really hope he waives the payment from October 2021.
Therefore, we have submitted the termination letter dated November 9, 2021, and this is the second time we have sent a termination request to your company. We would like to request immediate termination.
Please proceed promptly and your cooperation is greatly appreciated.
Your self-assessment score report is helpful and easy to obtain. All working Malaysians who want to stay financially healthy and monitor their credit commitments should check their credit reports.
Horrible. Go to Experian and buy a report online with much cheaper and better information. Experian charges RM35 for a report and you can shop online quickly. CTOS wants RM80 for a misinformed report and a horrible purchase process. Use Experian Malaysia!
Useful CTOS applications, especially CTOS SecureID. Help track my emails and passwords exposed to the dark web. So, I can change the password immediately.
PERSONAL LOAN COMPANIES IN KUALA LUMPUR – Jenson Agency Marketing
PERSONAL LOAN COMPANIES IN KUALA LUMPUR REVIEWS
Jenson Agency is highly trusted in the refinancing sector. You just have to follow every step taken by them and you can see positive results. Thanks to your agency for helping people especially Miss Wendy and Mr. B they are very professional in handling this matter. Again congratulations on your work!
Good service, good advisor,
thank you Jenson help me reduce my huge debt, reduce the debt every month in monthly installments
Chin Yeong cake
wendy from the Jenson agency is a calm and helpful person with a very soft voice
excellent service from him and eddy, high recommendation
Ms. Maggie and William Chong are very helpful, always follow up with customers with the latest information updates, and highly recommended
mohd azihan mohd hamel
Look for Madam Maggie, the best staff there. very kind and attentive in everything. he is always up to date and makes everything easy and very fast
PERSONAL LOAN COMPANIES IN KUALA LUMPUR- JCL Credit Leasing Sdn Bhd
PERSONAL LOAN COMPANIES IN KUALA LUMPUR REVIEWS
I just received the WhatsApp that the requested loan has been approved, but when I received the call they told me that the approved loan was not the requested amount.
I didn’t tell you from the start. It hurts me a lot because now I don’t know where to go and find the amount I need. And I received many calls from scammers after receiving WhatsApp that my loan was approved. Please, never do this to future clients.
Noor Idayu Mat Husain
Payment but not updated in the click system. Many times send a receipt as proof of update. When checking the system but still the same. The interest continues to grow. Hard to reach and no one to pick up. I don’t know where to get help to solve this problem. My phone is full of JCL members because every time a call for an update gives a new contact number. I have to stop this. This is the worst of my life and I will never do any loan with JCL again.
Ahmad Aidil Ahmad Nasruddin
I don’t even deserve to get 1 star, I always automatically deduct 2 months when I pay through jompay, they said they want to refund 1 month after 7-14 days, and now 14 days have passed. When contacted, do you need to file a claim again, for 14 more days? how do you work? Please do systematic work. Future clients, please do not deal with them.
last week, but no response from the company, and since that day they keep getting SCAM calls from other people about not paying taxes, etc.
This is not a trustworthy company and they do NOT protect your personal information at all!
THEY DO NOT BELIEVE IT!!
And this is a message to the company, if I get another call from a scammer, I will find a lawyer and gather evidence that JCL sold/did not guarantee applicant information to the scammer.
I WILL DEFINITELY SUE THE COMPANY IF THIS CONVENTION GOES ON!!
- You will not receive any SMS or email notification after your payment.
- You can’t check whether they have received your payment or not since…
- They will not respond to your calls about the cause of the outbreak. No one will reply to your email.
- But they will suddenly look very sharp on the due date if they don’t accept our payment. Not even a day later.
Here I have emailed them for the first time several times to ask about my payment receipt and also to clarify if I have any arrears in my third month’s payment. They have mentioned that they will not provide receipts, as usual, so they will send them if the customer requests them. They have only sent me one after several of my emails. After that, for months there was no response from them, although I waited for their call to make the payment since in the middle of the month my payment was delayed so I want to know any penalty for it. So far no response. I am concerned that if I have any penalties, I could go to additional payments. That’s what they really want.
PERSONAL LOAN COMPANIES IN KUALA LUMPUR
PERSONAL LOAN COMPANIES IN KL REVIEWS
COMMERCE AVV MCITY
First of all, I would like to thank Blue Brick Holdings for our loan. Mr. Wilson especially thanks for giving us great service and detailed follow-up throughout our loan process. We are very grateful and pleased with your high efficiency, professionalism, and care. We will definitely recommend it to everyone who needs to complete their loan process easily. Have a good day
I would like to take this opportunity to thank Blue Bricks and the whole team, especially Wilson and See Kei for their excellent service. Highly recommended!
Good morning everybody. I would like to thank the team of Blue Brick holders, you all made my life brilliant in the end. Mr. Karl is great, he has done a wonderful job solving my problem and Ms. Sk has too, the understanding between us is perfect, and the driver is wonderful. Today I am very happy to meet this company, you will be blessed forever. Thank you very much Blue Brick Holding. Have a blessed day ahead.
FAQS: PERSONAL LOAN COMPANIES IN KUALA LUMPUR
- What is a personal loan? A personal loan is an unsecured loan that you can borrow from a financial institution or lender for various purposes, such as debt consolidation, medical expenses, home renovations, or any personal need.
- How can I find personal loan companies in Kuala Lumpur? You can start by conducting an online search, asking for recommendations from friends and family, visiting local banks and credit unions, or using financial comparison websites.
- What are the eligibility criteria for a personal loan in Kuala Lumpur? Eligibility criteria may vary from one lender to another, but typically, they consider factors such as your age, income, credit history, and employment status.
- What documents do I need to apply for a personal loan? You will generally need proof of identity, income, and address. Common documents include your IC/passport, pay stubs or bank statements, and utility bills.
- How do interest rates work for personal loans? Interest rates on personal loans can be fixed or variable. Fixed rates remain constant throughout the loan term, while variable rates may change based on market conditions. Your credit score and the lender’s policies will also influence the rate you are offered.
- What is the loan tenure for personal loans in Kuala Lumpur? The loan tenure varies by lender but typically ranges from 1 to 7 years. Shorter loan tenures often have higher monthly payments but lower interest costs over the life of the loan.
- What fees should I be aware of when taking out a personal loan? Watch out for application fees, processing fees, late payment fees, and prepayment penalties. Always read the loan agreement carefully to understand all associated fees.
- What are the consequences of defaulting on a personal loan? Defaulting on a personal loan can lead to late payment penalties, a negative impact on your credit score, legal action, and potential asset seizure by the lender.
- Can I repay my personal loan early? Many lenders allow you to make early payments or repay the loan in full ahead of the loan tenure. However, check with your lender for any prepayment penalties.
- How do I choose the right personal loan company in Kuala Lumpur? Consider interest rates, loan tenure, fees, eligibility criteria, and customer reviews. It’s essential to compare multiple lenders to find the best deal.
- Is it possible to get a personal loan with bad credit in Kuala Lumpur? It might be challenging, but some lenders specialize in providing personal loans to individuals with less-than-perfect credit. Expect higher interest rates in such cases.
Remember to conduct thorough research, read reviews, and compare offers from different personal loan providers in Kuala Lumpur to make an informed decision that suits your financial needs and circumstances. Additionally, always ensure that you fully understand the terms and conditions of the loan before committing to any lender.