New ZealandPersonal Loan

List of 8 personal loan companies in New Zealand (NZ)

5/5 - (1 vote)

Here we try to tell you the List of personal loan companies in New Zealand (NZ).

We will review every company that offers personal loan companies in New Zealand. All these reviews have been made by the users of the loan company on Google reviews.

You can refer to the company review to determine which company is the best and which one is not.

Below are some of the best personal loans in New Zealand including Auckland, New Plymouth, Hawke’s Bay, Wellington, Nelson, Marlborough, Westland, Canterbury, Otago, and Southland.

we hope this list can be your reference for is in New Zealand.

List of personal loan companies in New Zealand (NZ)
Source: https://www.maxloans.co.nz

List of personal loan companies in New Zealand

All companies below are operating in New Zealand.

This company is the one we feel is the best in the country.

The review we write here is made by those who have made a loan at the company.

Car finance and loan company in Auckland, New Zealand – Personal loan companies in New Zealand

1. Max Loans Personal Loans NZ

Address: 27/27-29 William Pickering Drive, Rosedale, Auckland 0632, New Zealand
Phone: +64 508 629 5626
Appointments: maxloans.co.nz

Personal loan companies in New Zealand reviews

Positive: Professionalism
I was dealing with Suhail and Nicole. They were both very helpful and always communicated with me. Will definitely deal with them in the future. Great Nirvana Te Purei

Positive: Professionalism, Responsiveness
My experience dealing with Max Loans has been a positive one. Rachael Alexander was very helpful and very quick with the process everything was handled perfectly under Rachel Alexander thank you again Lena Talatofi

2. Loan agency in Auckland, New Zealand

NZ Lending Personal Loans

Address: Greenlane, Auckland 1051, New Zealand
Phone: +64 9-535 8500

NO REVIEWS AVAILABLE

3. Loan agency in Blenheim, New Zealand – Personal loan companies in New Zealand

QuickCash Finance

Address: 56 Scott Street, Blenheim 7201, New Zealand
Phone: +64 800 784 252

Personal loan companies in New Zealand reviews

At first, online applications and incoming emails were a bit intimidating for me because you heard about online scammers. However, QuickCash first heard of it.

Thank you so much Bernie for your proactive profession and friendly voice. very easy and user-friendly on their website.

I recommend this to anyone who needs emergency help. They are professional, fast, and easy. Mal G

Loan applications are done quickly and professionally. The telephone contact is very professional and friendly. Everything explained is in terms of easy understanding. I would recommend it to anyone who wants a Loan.
Excellent Quick Service. Audrey Nuku

4. Loan agency in Auckland: Personal loan companies in New Zealand

Finance Now

Address: 114 Dominion Road, Mount Eden, Auckland 1024, New Zealand
Phone: +64 800 346 669

Personal loan companies in New Zealand reviews

I always find Finance Now among the better leading firms to do business with. I have done 3 loans from them. Their support staff is the most professional team to work with.

They explain everything before you get a loan so there is no misunderstanding. I will always use Finance Now. Very happy customers. Your Gary Ferguson

The worst finance company I have ever managed. For the past 50 years, I’ve always had a good appreciation until 14 years ago I met a woman who cheated without my knowledge. After 8 years he left me in debt. I paid off my debt 6 months ago.

I even brought a new mountain bike with $ 1400 cash, a new iWatch with $ 700 cash, and I got credit with the Spark for almost $ 200 even though they gave me credit for a new iPhone.

I haven’t had bad credit for years, yet this finance company automatically declined my credit because of circumstances that were beyond my control 6 years ago. I think these people like to think negatively and have no excuses when it comes to people trying to help themselves through bad situations in life. I hope the same thing happens to one of them … I really do.

After reading other customer reviews, I’m glad you turned me down. Please read other people’s reviews before dealing with this company person. They are good weather friends Kre8t0r

5. Yes Finance Limited

Address: 6 Sharkey Street, Manukau City Centre, Auckland 2104, New Zealand
Phone: +64 508 105 010

Personal loan companies in New Zealandreviews

Help me a few times and the process is very easy! Pleased to highly recommend Yes Finance Limited. Kendyll Strange, you deserve a pay raise woman! thank you Cal DET

Positive: Professionalism, Responsiveness
I found the process pretty easy, and actually having a pretty person on the other end of the phone was pretty impressive. Taking your picture is so much fun. But a very good experience. Really informative. mereana ritchie

6. Loan agency in New Plymouth: Personal loan companies in New Zealand

Address: 190 Powderham Street, New Plymouth 4310, New Zealand
Phone: +64 6-759 8200

Personal loan companies in New Zealand reviews

Positive: Professionalism, Quality, Responsiveness, Value
Great service and flexibility. The loan is processed in hours, without stress or hassle. Love the new digital way to get things done, no need to log in, everything can be done from the comfort of your home office.James Pritchard

Positive: Professionalism
Dean is great to deal with. Very helpful & the process was completed & cleaned in a very small amount of time. Very happy with MTF support. Thanks 5 out of 5 emma eliason

7. Loan agency in Auckland: Personal loan companies in New Zealand

MTF Finance New Lynn

MTF Finance New Lynn in the city Auckland
SOURCE: https://nz.worldorgs.com

Address: 3071 Great North Road, New Lynn, Auckland 0600, New Zealand
Phone: +64 9-827 7404

Positive: Professionalism
Glad to process my loan with Louise from this branch. Excellent communication and very professional. Used in the afternoon and approved the next morning. All this is done online. A completely stress-free experience!Jano Torres

8. Loanspot Personal Loans NZ: personal loan companies in New Zealand

From Loanspot: Personal loan companies in New Zealand

We specialize in personal loans; we’ve been doing this for over 10 years. We’re fast, storm-free, and friendly. But more importantly – in our book – is that we’re committed to lending to Kiwis on affordable terms for their needs. during them, as well as for the long term.

When you make a loan in any form, it is very important that short-term goals – vacations, new cars, etc. – do not cause budget problems on the right track. And that’s remarkable. Our team – helps you get the loan you need with a loan that can be handled by your budget comfortably. We also want to stay in touch so that if after a while, you can afford to pay off your loan faster, you know what your options are. about a good loan. “

Loan companies: Personal loan companies in New Zealand

Individuals and organizations in New Zealand can obtain a variety of loans from loan providers. These businesses help consumers who need money to manage expenditures, invest in assets, or fund their businesses. Personal loans, business loans, and automobile financing are all available from loan providers.

Personal loans are the most common type of loan offered by New Zealand loan companies. These loans are frequently used to pay for unanticipated expenses or to consolidate debt. Personal loans with fixed or variable interest rates and flexible repayment terms are typically offered by loan companies.

Business loans are another popular type of loan offered by New Zealand loan companies. These loans are intended to assist businesses in funding operations, purchasing equipment, or expanding their activities. Business loans can be secured or unsecured, and interest rates might be variable or fixed.

Vehicle finance is another popular type of loan offered by Personal loan companies in New Zealand. These loans are intended to assist people in purchasing automobiles such as cars, trucks, and motorcycles. Vehicle financing may be available from loan companies with fixed or variable interest rates and flexible repayment terms.

Loan firms in New Zealand may also offer home loans, debt consolidation loans, and short-term loans in addition to these sorts of loans. Home loans are intended to assist individuals in purchasing a home or investing in real estate. Debt consolidation loans are intended to assist people in consolidating their obligations into a single loan with a lower interest rate. Short-term loans are intended to help people meet unforeseen bills until their next paycheck.

When applying for a loan from a New Zealand loan company, it is critical to conduct research and evaluate the interest rates, fees, and repayment terms of various loan providers. Before signing any agreements, be sure you understand the loan’s terms and circumstances.

The Financial Markets Authority (FMA) regulates loan firms in New Zealand, and they must follow the Credit Contracts and Consumer Finance Act (CCCFA). This regulation requires loan organizations to be honest about their fees and interest rates, as well as to practice responsible lending.

Finally, loan organizations in New Zealand provide a diverse choice of loans to both individuals and corporations. Personal loans, business loans, and automobile financing are some of the most prevalent loan types available. While applying for a loan, it is critical to evaluate different loan providers and comprehend the loan’s terms and conditions. To maintain responsible lending practices, loan firms in New Zealand are regulated by the FMA and must conform with the CCCFA.

Personal loans can be used to pay a wide range of needs, from unexpected bills to home improvements, or even to consolidate current debts. But, with so many different lenders and loan packages available in New Zealand, it can be difficult to locate the perfect one. In this post, we will look at some of the most affordable and best personal loan alternatives in New Zealand, such as unsecured loans, low-interest personal loans, and small loans.

Lowest Personal Loan: Personal loan companies in New Zealand

Interest rates are the most important thing to consider when looking for the cheapest Personal loan companies in New Zealand. Today, the following lenders offer some of the lowest interest rates on personal loans:

  1. Squirrel Money – provides personal loans with interest rates as low as 5.19% p.a.
  2. Harmoney – provides personal loans with interest rates starting at 6.99% per annum.
  3. Kiwibank – provides personal loans with interest rates starting at 8.95% per annum.


It’s crucial to remember that interest rates might fluctuate depending on things including the amount you wish to borrow, the loan length, and your credit score. As a result, before making a final selection, it’s always a good idea to evaluate different lenders and their offerings.

Unsecured Loans in New Zealand: Personal loan companies in New Zealand

Unsecured personal loans are those that do not require collateral, such as a car or a home, to secure the loan. These loans are popular among individuals who do not want to jeopardize their assets or do not have any collateral to give.

Some of the best unsecured personal loan choices in New Zealand are as follows:

  1. Harmoney – provides unsecured personal loans with interest rates beginning at 6.99% per annum.
  2. Squirrel Money – provides unsecured personal loans with interest rates beginning at 5.19% per annum.
  3. ANZ – provides unsecured personal loans with interest rates beginning at 13.90% per annum.


NZ’s Best Personal Loan: Personal loan companies in New Zealand

The finest personal loan in New Zealand will be determined by your unique circumstances and needs. Yet, some of the best personal loan alternatives in New Zealand are as follows:

  1. Squirrel Money – provides personal loans with low-interest rates and flexible repayment arrangements.
  2. Harmoney – provides personal loans that are approved quickly and may be applied for online.
  3. Kiwibank – provides personal loans with affordable interest rates and the ability to make additional repayments without penalty.
Top Financing Firm in New Zealand: Personal loan companies in New Zealand
Top Financing Firm in New Zealand: Personal loan companies in New Zealand


Top Financing Firm in New Zealand: Personal loan companies in New Zealand

There are several variables to consider while looking for the best loan company in New Zealand, including interest rates, fees, and customer service.

Among the top finance firms in New Zealand are:

  1. ANZ – provides a variety of lending packages as well as reasonable interest rates.
  2. Kiwibank – provides reasonable interest rates on personal loans, car loans, and debt consolidation loans.
  3. Westpac – provides personal loans with a minimal application charge and the ability to apply online.


Unsecured Personal Loans at Low-Interest Rates: Personal loan companies in New Zealand

Personal loans with low-interest rates are an excellent alternative for those who wish to reduce their borrowing costs to a minimum.

Some of the best low-interest personal loans in New Zealand are:

  1. Squirrel Money – provides unsecured personal loans with interest rates beginning at 5.19% per annum.
  2. Harmoney – provides personal loans with interest rates starting at 6.99% per annum.
  3. BNZ – provides unsecured personal loans with interest rates beginning at 12.65% per annum.

NZ Small Loans: Personal loan companies in New Zealand

Small loans can be an excellent method to meet unforeseen needs or make little purchases without borrowing a big quantity of money.

  1. Some of the top small loan alternatives in New Zealand are as follows:
  2. Moola – provides small loans from $500 to $5,000 with flexible payback terms and quick approval.
  3. QuickCash – provides no-fee small loans ranging from $100 to $1,000.
  4. Cash Relief – provides $100 to $1,500 small loans with same-day approval and flexible payback choices.

Personal Loan from Kiwi Bank: Personal loan companies in New Zealand

Personal loans are available from Kiwi Bank, with affordable interest rates and flexible payback arrangements. Personal loans from them can be used for a variety of things, including debt reduction, house upgrades, and travel.

The following are some of the important aspects of Kiwi Bank personal loans:

  1. Competitive interest rates begin at 8.95% per annum.
  2. Loans ranging from $2,000 to $70,000 are available.
  3. Repayment arrangements of up to 7 years are available.
  4. There are no early repayment penalties.
  5. The ability to make further repayments without penalty.

Finally, when it comes to choosing the best and cheapest personal loan in New Zealand, there are several options to consider. It is critical to evaluate several lenders and their offerings in order to get a loan that meets your specific demands and circumstances.

There are a variety of lenders and loan types to select from if you are looking for an unsecured loan, low-rate personal loan, small loan, or Kiwi Bank personal loan.

Conclusion of personal loan companies in New Zealand

The above are among the best Personal loan companies in New Zealand.

We hope that those of you who need a personal loan in that country can contact the company.

This list we will improve this and will add it in the future if you have suggestions to the list please do not be ashamed to comment below.

Read also: Best Personal Loan Companies in Sydney Australia, Best Personal Loans in Malaysia >> 15 best personal loan rates in Malaysia

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