Personal Loan


5/5 - (1 vote)

PERSONAL LOAN REVIEW IN SINGAPORE. This is a review list of the best personal loan companies in Singapore. This list can be a useful reference for you if you want to make a personal loan or a business loan in Singapore.

PERSONAL LOAN REVIEW IN SINGAPORE – Best Credit | Licensed Moneylender Singapore

Address: 372 Bukit Batok Street, Singapore, 650372

Google Reviews

Riduan Aspan

I am sorry and very upset with the treatment as a recurring customer who had no problem with the monthly payment but still could not get the loan approved according to the amount I applied for.

I have 1k more than my previous loan with them. He made an appointment with me on the phone, but he came down to waste my time.

You will not deal with money lenders like this who do not understand the needs of their customers.

said Rahman

Positives: professionalism, quality, responsiveness, value

Best experience. In fact, they were very welcoming; the reception staff never stopped smiling and greeting everyone who came in, as seen by Jane, who was professionally listening to my questions. Job well done. Thank you, BestCreditSG! Highly recommended?

mike DJ

Positives: professionalism, quality, responsiveness

Fast approval and friendly staff

professional, in addition to explaining all documents in great detail and care. It is recommended for those who need a loan in this period of time.

Chin Adorcia

Positives: professionalism, quality, responsiveness

The staff here are always nice and friendly. Never stop giving me your best plan and payment scheme. I recommend friends here too, so far they are still their regular customers. ??

jess chan

I would like to express my sincere thanks to the staff working at this credit company, especially Jason and Auntie, who are always kind and understanding if we have any issues.

I have been borrowing from them for almost a year, and their service is the best I have ever experienced. Other companies cannot be compared to them.

Those companies always advertise and say how good their service is; I don’t believe it. I highly recommend this BEST CREDIT LOAN COMPANY to everyone who needs and seeks them.

You will not be disappointed and will be thankful that they help you when you need it.

Thank you very much BETTER CREDIT. GOOD WORK ???

Minnie kelvin

Excellent service from Lynn; she is very attentive and polite. I highly recommend Best Credit.

Of course, borrowers should understand that all lenders require a 10% down payment and will verify your source of income and whether you qualify for a loan. Lynn is an excellent worker.

I really appreciate you informing me carefully before making the loan.

Teresa Lim

The overall process of applying for a loan is smooth and fast, and they provide good customer service. They explained the loan agreement to me in detail and even provided me with a copy of the agreement, which I never got from any other licensed lender.

Currently, I have no problem with them, and I have been their regular customer. Rejoice!

Rashid Bin Selim

Good service. The first time I borrowed from a lender, I felt comfortable with them. Relatively fast service, but still able to explain terms and contracts in detail.

The location is lower than the others but just opposite the MRT station.

PERSONAL LOAN REVIEW IN SINGAPORE – A1 Credit: Best Licensed Money Lender Singapore 

Personal Loan Review In Singapore: – lz hoo

Tracy was very helpful and friendly and explained the terms clearly. Made me feel comfortable throughout the process. it is. Efficient and quick in processing, very professional, and highly recommended for anyone who needs a reliable money lender. Thank you!!!

Personal Loan Review In Singapore: Nur Elzah

Ms. Loh’s consultant was very helpful. The first time I went in and was nervous, even so, he helped explain the details thoroughly and made sure I understood everything. It was great the first time. Thank you!

Personal Loan Review In Singapore: Rose – Rose Family

I was very impressed with the lady who was doing my paperwork. He explained everything very clearly and even gave me payment options. Anyone looking for a credit company should definitely choose A1credit.

Personal Loan Review In Singapore: Rechy Gage

Puan Loh is very friendly and helpful. I am open to solving all your questions! I would definitely recommend it to those who need it! ✨


Very easy and hassle-free. Understand our needs and be able to support us. 10-star service and polite Recommended.

Glady Fabiola

Mrs. Ng is very responsive and very kind. I feel safe and secure doing business with them. This place is also officially registered under the Ministry of Justice.

William Tay

The staff is very helpful and patient.
The loan approval process is simple, and all terms and conditions have been carefully and clearly explained.
Definitely recommended for quick financial needs.

J. Sridhar Jonnala

Reliable, professional, and friendly staff, and I appreciate LuSy for his efficiency and for patiently explaining the whole process. Thank you

Miko started

The professional staff will welcome you and be proactive in helping and understanding the customer’s financial situation. Loan applications are very efficient and easy. Hassle-free with friendly staff.

Personal Loan Review In Singapore – Marsita Selamat

I highly recommend A1 Credit. A1 loan officers are very friendly and very helpful, even over the phone. The location is very accessible. It’s just a 5-minute walk from Clarke Quay MRT Station. Thanks, A1 credit!

Personal Loan Review In Singapore – Stephanie Steph

Thank you, Miss Ng and Miss Loh for helping me, you are very kind and professional, and highly recommended!

Personal Loan Review In Singapore – Israel Thazah

Miss Lu was very patient and really advised me about the payment and the loan I would take. It was a nice visit to the A1. Thank you.

Personal Loan Review In Singapore: JAL Maser

A good and smooth experience, Ms. NG’s ward’s loan office patiently experienced and explained the loan procedure and all inquiries in detail. Thanks for the approval.

Karen Loh

Positives: professionalism, quality, responsiveness, value
Ms. Sherman is very professional, good customer service. I was in a hurry, he was very helpful in processing all the documents without any delay or stress! Keep up the great work!

Raymond Wong

Ms. Ng provided me with all the necessary information regarding the loan I applied for, and her detailed and service-oriented thinking was well received. Thank you for helping me in my current situation.



  1. What is a personal loan in Singapore? A personal loan is a type of unsecured loan that individuals can borrow from a financial institution, such as a bank or licensed moneylender. It can be used for various purposes, including debt consolidation, medical expenses, home renovations, and more.
  2. How do I qualify for a personal loan in Singapore? Qualification criteria may vary from one lender to another, but common requirements include being a Singaporean citizen or permanent resident, having a minimum income, and meeting the lender’s age criteria (usually between 21 and 65 years old).
  3. How much can I borrow with a personal loan in Singapore? The loan amount you can borrow depends on your income, creditworthiness, and the lender’s policies. It’s typically a multiple of your monthly income.
  4. What is the interest rate for personal loans in Singapore? Interest rates for personal loans can vary significantly between lenders. They are usually presented as an Annual Percentage Rate (APR). The rate you are offered will depend on your credit score and the lender’s policies.
  5. How long can I take to repay a personal loan in Singapore? Loan tenure can vary from lender to lender, but it typically ranges from one to five years. Some lenders may offer longer repayment terms for larger loan amounts.
  6. What fees are associated with personal loans in Singapore? Common fees include processing fees, early repayment fees, and late payment fees. It’s essential to understand the complete fee structure before taking out a loan.
  7. Do I need collateral to get a personal loan in Singapore? No, personal loans in Singapore are typically unsecured, meaning you don’t need to provide collateral to secure the loan.
  8. Can foreigners get personal loans in Singapore? Some lenders in Singapore may offer personal loans to foreigners, but the eligibility criteria can be more stringent. Typically, they must hold a valid employment pass or work permit and meet other lender-specific requirements.
  9. How long does it take to get a personal loan approved in Singapore? Loan approval times can vary, but it usually takes a few days to a couple of weeks. Online applications may be processed more quickly than traditional in-person applications.
  10. What happens if I can’t repay my personal loan in Singapore? If you’re unable to repay your loan, it’s essential to contact your lender immediately to discuss your situation. They may offer options like loan restructuring. Failure to repay could result in late payment fees, legal action, and damage to your credit score.
  11. Are there alternatives to personal loans in Singapore? Yes, there are alternatives like balance transfers, credit card loans, and moneylender loans. However, it’s crucial to compare the terms and interest rates to choose the best option for your financial needs.

Remember to conduct thorough research and consider your financial situation before taking out a personal loan in Singapore. It’s also advisable to read the terms and conditions of the loan carefully to ensure you fully understand the obligations and responsibilities associated with it.


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